I have something to admit. There are times that I have a hard time asking for help. There is a prideful spot in me that believes I should be able to do whatever I undertake without help. Like it is admitting weakness or making less of myself to ask someone else to lend me a hand. News flash! It isn’t. There are things I can learn on my own and then there are times you have to find someone who really knows.

For instance, I need help buying  insurance. Despite what some of the companies on TV will tell you, it is a good thing to have an old fashioned insurance agent help you determine what kind of coverage you need for you home and auto. You need someone who is well versed in the subject to help you protect yourself should something unfortunate happen.

An example: if I go get insurance from one of the compaines that tempts me to pick my own coverage on the internet (without dealing with an agent) and I only get the state minimum coverage (because according to the commercial that is all I need), I put myself at great risk for Murphy’s Law to show up and kick me in the butt. State minimum coverage in Oklahoma for auto insurance is 25/50/25. That means you have 25 thousand dollars max for physical damage that you do to someone else’s vehicle, along with 25 thousand dollars medical coverage (max) for each injured person, with 50 thousand dollar max for all medical claims. If I only have the minimum coverage and I cause a wreck that totals a brand new 18 wheeler (some are in excess of 125+ thousand new for just the truck…it is another 50+ thousand for the trailer) I am on the hook legally for 175 thousand dollars in physical damages. My insurance policy will pay out my coverage and the people I wrecked can sue me for the rest. Not a good place to be in.

I have seen the study material that many agents use to get their licenses. There is a bunch of information. The good agents know it all very well. I think it better to ask for help in this situation.

This is only one example I could mention. There are a ton of other things in this life that I could try to go alone, but would be so much better off if I just asked for help in the first place. There is no shame in admitting that you don’t know how to do something. The shame comes when you realize that you need help and are too chicken to ask for it.

There is two verses from the book of Proverbs that sum up what I am trying to say:

The way of a fool seems right in his own eyes, but a wise man listens to advice. Proverbs 12:15 (I would say he not only listens to advice, but seeks it out.)

Where there is no guidance, a people falls, but in an abundance of counselors there is safety. Proverbs 11:14

The older I get the more I realize I don’t have everything figured out. (Surprise, surprise.) There are things I know how to do well and rarely ask for help on. There are even more that I know I don’t know how to do and will gladly find someone who does.


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